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In many cases, such violations can be charged back to the vendor by contacting your issuing bank and documenting the incident.
"Although Master Card does not maintain direct relationships with merchants, if a consumer feels a merchant is in violation, the consumer should contact the issuing bank.
For instance, although adding fees and surcharges to a credit card purchase is in violation of credit card issuer practices, a vendor is allowed to add a convenience fee for specific transactions types.
For example, if you are paying your telephone bill at your local sandwich shop -- a service that shop offers, but a business outside of that shop's routine practice -- the shop can charge a convenience fee for processing the utility payment for you.
(Discover keeps its merchant agreements private.) In other cases, some merchants may be truly ignorant of the rules associated with the cards they accept.
Refer to the box below to see what is and what isn't allowed.Regardless, in the same way cardholders pay interest rates and annual fees and cannot defer card use fees to the merchants with which they transact business, merchants pay fees that cannot be passed on directly to individual consumers.Merchants who attempt otherwise are in violation of credit card regulations and may be reported.After all, the fees the merchants pay are substantial: According to the Merchants Payment Coalition, a retailing group that is fighting to lower interchange fees, they amount to of every 0 spent on credit cards.On thin-margin businesses, small purchases made by credit cards are unprofitable.We encourage an active and insightful conversation among our users.